PAY1EMI Consultancy Private Limited (operating via pay1emi.com) is a legally incorporated company under the Companies Act, 2013. This Privacy Policy outlines the standards followed by the Company in handling your data. All operational and legal references in this policy are directed towards the Company as the primary data controller for our website and associated digital services (collectively referred to as the "Platform").
To provide efficient financial consultancy and loan facilitation services, we collect the following categories of information:
The Company processes your information for legitimate business purposes, including:
- Assessing your eligibility for various loan products.
- Facilitating the application process between you and our lending partners (Banks/NBFCs).
- Verifying your identity and preventing fraudulent activities.
- Communicating updates, newsletters, and promotional offers via SMS, Email, or WhatsApp.
- Ensuring compliance with the Digital Personal Data Protection (DPDP) Act, 2023, and other regulatory requirements.
We maintain a strict "No-Sale" policy regarding your personal data. Information is shared only under the following circumstances:
- Lending Partners: With registered Banks and NBFCs to process your loan applications.
- Service Providers: With third-party vendors who assist in KYC verification, credit analysis, and IT support.
- Legal Obligations: When required by law, court orders, or government authorities to comply with legal processes.
The Platform implements robust security measures to protect your data from unauthorized access:
- Encryption: We use SSL (Secure Socket Layer) technology for all data transmissions.
- Access Control: Data access is restricted to authorized personnel only on a "need-to-know" basis.
- Internal Audits: Regular reviews of our security practices to ensure your information remains safe.
Under the prevailing data protection laws in India, you have the following rights with respect to your personal data:
pay1emi.com uses cookies to enhance user experience and analyze web traffic. You can manage your cookie preferences through your browser settings; however, disabling them may limit some functionalities of the Platform.
In case of any queries, concerns, or complaints regarding your privacy, you may reach out to our Grievance Officer:
The Company reserves the right to update this Privacy Policy to reflect changes in law or technology. Any significant updates will be notified by posting the revised version on the Platform.
By submitting your details (Name, Phone Number, and Email) on our Platform, you provide your explicit consent to be contacted by PAY1EMI Consultancy Private Limited and its authorized partners.
- Channels: This includes communication via phone calls, SMS, WhatsApp, and Emails for loan-related services, updates, or promotional offers.
- DND Override: You acknowledge that this consent overrides any registration on the National Do Not Call (NDNC) Registry or DND (Do Not Disturb) lists.
- Withdrawal: You may withdraw this consent at any time by contacting us at info@pay1emi.com, although this may affect our ability to provide certain services to you.