PAY1EMI
Starting from 13.99% p.a.

Business
Loan

Collateral-free loans up to ₹90 Lacs for your business growth

Quick processing with flexible repayment tenure and minimal documentation for business owners.

10,000+
Locations
25+
Lending Partners

Apply for Business Loan

Fill in your details — takes less than 2 minutes

Free service Secure & encrypted RBI-approved lenders

Fuel Your Business Growth

Get collateral-free loans up to ₹90 Lacs designed specifically for business owners. Our streamlined process makes it easy to secure working capital for expansion and growth.

With flexible repayment tenure and quick processing, grow your business without collateral hassles.

Business Loan Details

Everything you need to know before getting started

Starting @
13.99% P.A.
Loan Tenure
Up To 72 Months
Disbursal Time
48–72 Hours
Loan Amount
Up To ₹90L
Prepayment
After 6 Months

Required Documents

Keep these documents ready for faster approval

Business Documents

  • Business PAN Card
  • GST Registration
  • Business Proof

Financial Documents

  • ITR (2 years)
  • Bank Statement (12 months)
  • Profit & Loss Statement

Identity & Address

  • Aadhaar Card
  • Address Proof
  • PAN Card

Features & Benefits

Minimal Loan Reject

Apply with PAY1EMI and significantly increase your chances of Approval.

Flexible Repayment

Choose repayment tenure from 12 to 72 months as per your cash flow.

Quick Processing

Get approval in just 48-72 hours with minimal documentation.

Best Interest Rates

Compare and get the lowest rates from 25+ banks and NBFCs.

Quick Approval

Get Approval with just 5-6 basic digital documents.

Expert Guidance

Get dedicated support throughout your loan application process.

Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

5,00,000
₹50K₹90L
13.9% p.a.
%
7%30%
36 months
mo
6 mo96 mo

Monthly EMI

₹17,080

81%

principal

Principal ₹5,00,000
Total Interest ₹1,14,891
Total Payable ₹6,14,891

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.