PAY1EMI
Apply Now

Business
Loan

Collateral-free loans up to ₹90 Lacs for your business growth

Quick processing with flexible repayment tenure and minimal documentation for business owners.

10000+

Locations

25+

Lending Partners

Fuel Your Business Growth

Get collateral-free loans up to ₹90 Lacs designed specifically for business owners. Our streamlined process makes it easy to secure working capital for expansion and growth.

With flexible repayment tenure and quick processing, grow your business without collateral hassles.

Business Loan Details

Everything you need to know before getting started

Starting @

13.99% P.A

Loan Tenure

Up To 72 Months

Disbursal Time

48–72 Hours

Loan Amount

Up To ₹90L

Prepayment

After 6 Months

Required Documents

Keep these documents ready for faster approval

Business Documents

  • ✔ Business PAN Card
  • ✔ GST Registration
  • ✔ Business Proof

Financial Documents

  • ✔ ITR (2 years)
  • ✔ Bank Statement (12 months)
  • ✔ Profit & Loss Statement

Identity & Address

  • ✔ Aadhaar Card
  • ✔ Address Proof
  • ✔ PAN Card

Features & Benefits

Minimal Loan Reject

✔ Apply with PAY1EMI and significantly increase your chances of Approval.

Flexible Repayment

✔ Choose repayment tenure from 12 to 72 months as per your cash flow.

Quick Processing

✔ Get approval in just 48-72 hours with minimal documentation.

Best Interest Rates

✔ Compare and get the lowest rates from 25+ banks and NBFCs.

Quick Approval

✔ Get Approval with just 5-6 basic digital documents.

Expert Guidance

✔ Get dedicated support throughout your loan application process.
Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

₹5,00,000
₹
₹50K₹90L
10.5% p.a.
%
7%30%
36 months
mo
6 mo96 mo
Apply Now →

Monthly EMI

₹16,253

85%

principal

Principal ₹5,00,000
Total Interest ₹85,117
Total Payable ₹5,85,117

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.