Contact PAY1EMI

Once your application is submitted and documents are verified, most consolidation loans are approved within 48–72 hours. Disbursement typically follows within 1–5 working days depending on the lender.

Typically, you'll need: PAN Card, Aadhaar Card, last 3 months' salary slips or ITR (for self-employed), last 6 months' bank statement, and existing loan statements. Our team will guide you through the specifics.

Our consultation and eligibility check services are completely free. A nominal processing fee may apply from the lender side, which is fully disclosed before you proceed. There are no hidden charges.

PAY1EMI helps consolidate loans up to ₹50 Lakhs. The final amount depends on your credit profile, income, and lender policies. Contact our team for a personalized assessment.