PAY1EMI
Starting from 9.99% p.a.

Personal
Loan

Quick personal loans with minimal documentation and fast approval

Get up to ₹50 Lacs with competitive interest rates. No collateral needed — 100% digital, zero service fees.

10,000+
Locations
25+
Lending Partners
24 hrs
Disbursal Time

Apply for Personal Loan

Fill in your details — takes less than 2 minutes

Free service Secure & encrypted RBI-approved lenders

Fast & Simple Personal Loans

Get quick personal loans with minimal documentation and fast approval. Our streamlined process makes it easy to borrow up to ₹50 Lacs for any personal need.

With flexible tenure up to 84 months and no collateral required, managing your finances has never been easier.

Personal Loan Details

Everything you need to know before getting started

Starting @
9.99% P.A.
Loan Tenure
Up To 84 Months
Disbursal Time
24–72 Hours
Loan Amount
Up To ₹50L
Prepayment
After 6 Months

Required Documents

Keep these documents ready for faster approval

Proof Of Identity

  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving Licence

Proof Of Address

  • Aadhaar Card
  • Electricity Bill
  • Address Proof

Financial Documents

  • Salary Slips (Last 3 Months)
  • Bank Statement (Last 6 Months)

Features & Benefits

No Collateral Required

Unsecured loans that don't require any collateral or security — your creditworthiness is enough.

Fully Digital Process

Apply online easily from anywhere without visiting any bank branch or office.

Best Interest Rates

Compare and get the lowest rates from 25+ banks and NBFCs on our network.

Quick Approval

Get approval with just 5–6 basic digital documents. Most approvals within 24 hours.

Flexible Tenure

Choose repayment tenure from 12 to 84 months as per your comfort and budget.

Minimal Documentation

Easy loan approval process with minimal paperwork — completely hassle-free.

Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

5,00,000
₹50K₹90L
10.5% p.a.
%
7%30%
36 months
mo
6 mo96 mo

Monthly EMI

₹16,253

85%

principal

Principal ₹5,00,000
Total Interest ₹85,117
Total Payable ₹5,85,117

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.