PAY1EMI
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Personal
Loan

Quick personal loans with minimal documentation and fast approval

Get up to ₹50 Lacs with competitive interest rates starting from 9.99% p.a.

10000+

Locations

25+

Lending Partners

Fast & Simple Personal Loans

Get quick personal loans with minimal documentation and fast approval. Our streamlined process makes it easy to borrow up to ₹50 Lacs for any personal need.

With flexible tenure up to 84 months and no collateral required, managing your finances has never been easier.

Personal Loan Details

Everything you need to know before getting started

Starting @

9.99% P.A

Loan Tenure

Up To 84 Months

Disbursal Time

24–72 Hours

Loan Amount

Up To ₹50L

Prepayment

After 6 Months

Required Documents

Keep these documents ready for faster approval

Proof Of Identity

  • ✔ PAN Card
  • ✔ Aadhaar Card
  • ✔ Passport
  • ✔ Driving Licence

Proof Of Address

  • ✔ Aadhaar Card
  • ✔ Electricity Bill
  • ✔ Address Proof

Financial Documents

  • ✔ Salary Slips (Last 3 Months)
  • ✔ Bank Statement (Last 6 Months)

Features & Benefits

No Collateral Required

✔ Unsecured loans that don't require any collateral or security.

Fully Digital Process

✔ Apply online easily from anywhere without visiting banks.

Best Interest Rates

✔ Compare and get the lowest rates from 25+ banks and NBFCs.

Quick Approval

✔ Get approval with just 5-6 basic digital documents.

Flexible Tenure

✔ Choose repayment tenure from 12 to 84 months as per your needs.

Minimal Documentation

✔ Easy loan approval process with minimal paperwork required.
Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

₹5,00,000
₹
₹50K₹90L
10.5% p.a.
%
7%30%
36 months
mo
6 mo96 mo

Monthly EMI

₹16,253

85%

principal

Principal ₹5,00,000
Total Interest ₹85,117
Total Payable ₹5,85,117

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.