PAY1EMI
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Loan
Consolidation

One Loan one EMI One Date just Simplify Your Instalments with Pay1emi

Starting Interest rate at 9.99% p.a with Hassle free digital process. Serving pan India with trusted lending partners.

10000+

Locations

25+

Lending Partners

Simplify Your Loans With Smart Consolidation

If you're struggling with multiple loans and EMI dates, loan consolidation is a smart solution. Combine your personal loans, credit card dues, and other liabilities into one single EMI.

With consolidation, you can benefit from significantly lower interest rates and structured repayment plans.

Loan Consolidation Details

Everything you need to know before getting started

Starting @

9.99% P.A

Loan Tenure

Up To 7 Years

Disbursal Time

2–3 Days

Loan Amount

Up To ₹90L

Prepayment

After 6–12 Months

Required Documents

Keep these documents ready for faster approval

Proof Of Identity

  • ✔ PAN Card
  • ✔ Aadhaar Card
  • ✔ Passport
  • ✔ Driving Licence

Proof Of Address

  • ✔ Aadhaar Card
  • ✔ Electricity Bill
  • ✔ Postpaid Bill

Financial Documents

  • ✔ Salary Slips (Last 3 Months)
  • ✔ Bank Statement (Last 6 Months)

Features & Benefits

Minimal Loan Reject

✔ Apply with PAY1EMI and significantly increase your chances of Approval.

Fully Digital Process

✔ No need to visit banks. Apply online easily from anywhere.

Best Interest Rates

✔ Compare and get the lowest rates from 25+ banks and NBFCs.

Quick Approval

✔ Get Approval with just 5-6 basic digital documents.

Flexible Loan Amount

✔ Loans available from ₹1 lakh up to ₹90 lakh as per your needs.

Stress-Free Repayment

✔ Combine all your loans into one simple EMI and reduce financial stress.
Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

₹5,00,000
₹
₹50K₹90L
10.5% p.a.
%
7%30%
36 months
mo
6 mo96 mo

Monthly EMI

₹16,253

85%

principal

Principal ₹5,00,000
Total Interest ₹85,117
Total Payable ₹5,85,117

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.