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Starting from 12.99% p.a.

Overdraft
Loan

Flexible credit line with zero EMI. Use funds as needed and pay interest only on the amount you utilize.

Instant fund access with revolving credit facility for your financial flexibility needs.

10,000+
Locations
25+
Lending Partners

Apply for Overdraft Loan

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About This Product

Flexible Credit Line at Your Fingertips

Overdraft facility gives you access to a revolving credit line where you pay interest only on the amount you use. It's the perfect solution for managing unexpected expenses or seasonal business needs.

Enjoy zero EMI structure with instant fund access and no prepayment penalties. Simply withdraw and repay at your convenience.

Loan Details

Overdraft Loan Details

Everything you need to know before getting started

Starting @
12.99% P.A.
Loan Tenure
Revolving
Disbursal Time
24–48 Hours
Loan Amount
Up To ₹50L
Repayment
No EMI
Documentation

Required Documents

Keep these documents ready for faster approval

Proof Of Identity

  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving Licence

Proof Of Address

  • Aadhaar Card
  • Electricity Bill
  • Address Proof

Financial Documents

  • Salary Slips (Last 3 Months)
  • Bank Statement (Last 6 Months)
Why Choose Us

Features & Benefits

Zero EMI Structure

No fixed monthly EMI. Pay only for what you use.

Revolving Credit

Use, repay, and reuse your credit line multiple times.

Instant Fund Access

Get approval in 24-48 hours with quick disbursement.

Quick Approval

Get Approval with just 5-6 basic digital documents.

Flexible Withdrawal

Withdraw funds as and when you need them.

Best Interest Rates

Compare and get the lowest rates from 25+ banks and NBFCs.

Free Tool

EMI Calculator

Adjust sliders or type values to instantly see your monthly payment

₹5,00,000
₹
₹50K₹90L
10.5% p.a.
%
7%30%
36 months
mo
6 mo96 mo

Monthly EMI

₹16,253

85%

principal

Principal ₹5,00,000
Total Interest ₹85,117
Total Payable ₹5,85,117

How EMI Calculator Works

Three simple steps to plan your loan smartly

01

Enter Loan Details

Input your desired loan amount, expected interest rate, and preferred repayment tenure using the sliders above.

02

See Total Cost

Instantly view your monthly EMI, total interest outflow, and complete repayment amount broken down visually.

03

Make Smart Decisions

Compare different loan scenarios by adjusting tenure or amount, and choose the option that fits your budget best.